FREE KASASA SAVER® ACCOUNT
GROW YOUR SAVINGS EFFORTLESSLY
Linked to your Kasasa Cash® or Kasasa Cash Back® account, Kasasa Saver® transfers those earned checking cash rewards to this interest-bearing account for effortless saving!
- Free account that makes saving easy
- Only available to our customers with an active Kasasa Cash® or Kasasa Cash Back® checking account.
- Earns interest
- 1.00% Annual Percentage Yield (APY) on balances up to $100,000
- 1.00% to 0.50% APY on balances over $100,000 depending on the balance in the account
- 0.05% APY* if qualifications are not met in linked KASASA checking
- Links to automatically transfer earned Kasasa® checking rewards to effortlessly build your savings
- No monthly maintenance fees
- No minimum balance requirement
- $50 minimum deposit to open
HOW TO QUALIFY
Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases of $5.00 or more
- Be enrolled in and log into online banking
- Be enrolled in and agree to receive e-statements
To enroll, please visit any of our locations. Questions? Contact us here — We’re always happy to help.
"Monthly Qualification Cycle" approximates the current statement cycle.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder's account. Contact one of our branch service representatives for specific Statement Cycle dates.
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:
Kasasa Cash: average daily balances up to and including $25,000.00 receive an APY of 3.00%; and average daily balances over $25,000.00 earn an interest rate of .60% on the portion of the average daily balance over $25,000.00, resulting in a range from 3.00% to 1.08% APY depending on the account's average daily balance.
Kasasa Cash Back: you will receive 4% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and:
⁃Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns .05% APY.
If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:
APY = Annual Percentage Yield.
APYs accurate as of 11/26/2019.
APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$100 minimum deposit is required to open the Kasasa Cash and Kasasa Cash Back accounts.
$50 minimum deposit is required to open the account Kasasa Saver.
Enrollment in online banking and eStatements are conditions of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back accounts.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications.
Limit of one account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes.
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.