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The Cornerstone Bank
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FREE KASASA CASH® CHECKING

 EARN HIGH INTEREST

 
Our free Kasasa Cash® checking account rewards you with a really high rate on your balance, refunds nationwide on your ATM withdrawal fees, and more. Plus, there are no minimum balance requirements to earn your rewards and no monthly maintenance fees.
 
To enroll, please visit any of our locations. Questions? Contact us here — We’re always happy to help.
 
*Disclaimer
 

HOW TO QUALIFY

 
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
 
  • At least 12 debit card purchases of $5.00 or more
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive e-statements
 
There is a limit of one KASASA checking account per social security number.
 
If you don’t meet these qualifications, don’t worry — your account is still free and you’ll earn our base rate. You can get right back to earning your full rewards the very next cycle that you qualify.

To enroll, please visit any of our locations. Questions? Contact us here — We’re always happy to help.


Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" approximates the current statement cycle.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder's account. Contact one of our branch service representatives for specific Statement Cycle dates.

Reward Information:
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:
Kasasa Cash: average daily balances up to and including $25,000.00 receive an APY of 3.00%; and average daily balances over $25,000.00 earn an interest rate of .60% on the portion of the average daily balance over $25,000.00, resulting in a range from 3.00% to 1.08% APY depending on the account's average daily balance.
Kasasa Cash Back: you will receive 4% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and:
     ⁃Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns .05% APY.
     ⁃Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the first processing/business day of the following statement cycle.
     ⁃The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:
 
Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs.
 
Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 11/26/2019.
APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
 
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$100 minimum deposit is required to open the Kasasa Cash and Kasasa Cash Back accounts.
$50 minimum deposit is required to open the account Kasasa Saver.
Enrollment in online banking and eStatements are conditions of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back accounts.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications.
Limit of one account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes.
If the account is closed, you will forfeit any rewards that have not been credited to your account.
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.
Member FDIC.
 
Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.