Rates
| Account Type | Minimum Deposit to Open | Minimum Balance to Obtain Annual Percentage Yield* | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| NOW Accounts |
$1,000 | $1,000 | .75% |
.75% |
| Regular Savings |
$50 | $50 | .60% |
.60% |
| Christmas Club |
$5 | $5 | .70% |
.70% |
| Special Student Savings |
$10 | $10 | .60% |
.60% |
| Add to CD | $100 | $100 | 4.025% | 4.10% |
| CD 6 Months |
$1,000 | $1,000 | 4.07% | 4.15% |
| CD 12 Months |
$1,000 | $1,000 | 4.025% | 4.10% |
| CD 18 Months |
$1,000 | $1,000 | 3.88% | 3.95% |
| CD 24 Months |
$1,000 | $1,000 | 3.88% | 3.95% |
| CD 30 Months |
$1,000 | $1,000 | 3.735% | 3.80% |
| CD 36 Months |
$1,000 |
$1,000 |
3.49% | 3.55% |
| CD 48 Months |
$1,000 |
$1,000 |
3.40% | 3.45% |
| CD 60 Months |
$1,000 |
$1,000 | 3.20% | 3.25% |
| Regular IRAs |
$100 | $1 |
5.00% | 5.00% |
| Roth IRAs |
$100 | $1 |
5.00% |
5.00% |
| Educational IRAs | $100 | $1 |
1.25% |
1.25% |
*Fees could reduce earnings on accounts
*Early withdrawal penalties will or may be imposed
*Variable rate accounts may change after the account is opened (Now, Savings, Christmas Club, Student Savings, IRAs)