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Account Type More
Info
Minimum Balance1 Maintenance & Transaction Fees Interest Bearing
Certificates of Deposit More» $1000 None Yes

Certificates of Deposit

  • $1000.00 minimum deposit required to open account
  • Fixed interest rate guaranteed until maturity
  • Flexible terms up to 5 years
  • Interest can be compounded, paid by check or deposited into your Cornerstone Bank account
  • Automatic renewal at maturity with 10 day grace period to withdraw
  • FREE Online Banking (requires separate application)
Traditional IRAs More» $100 None Yes

Traditional IRAs

  • Minimum deposit of $100.00 to open account
  • Competitive interest rates
  • Tax deductible contributions (some limitations apply)
  • Direct rollovers and transfers from other IRAs
  • Maximum annual contributions may apply
  • FREE Online Banking (requires separate application)
  • Annual statement
Roth IRAs More» $100 None Yes

Roth IRAs

  • Minimum deposit of $100.00 to open account
  • Competitive interest rates
  • Tax free withdrawals (some limitations apply)
  • Direct rollovers and transfers from other IRAs
  • Maximum annual contributions may apply
  • FREE Online Banking (requires separate application)
  • Annual Statement
Educational IRAs More» $100 None Yes

Educational IRAs

  • Incentive to save for higher education
  • Minimum deposit of $100.00 to open account
  • Competitive interest rates
  • Deposit amounts grow tax free until distributed
  • Taxpayers may deposit up to $500.00 per year for children under age 18
  • FREE Online Banking (requires separate application)
  • Annual statement

1Balance required to open account and/or waive service charge

Member FDIC & Equal Housing Lender